Tools / Banking & Finance
Personal loan capacity calculator
Free UAE calculator. UAE personal loan limits: typically 20× monthly salary, max 4-year tenure, subject to DBR cap of 50%.
20× salary cap
AED 400,000
DBR-based cap
AED 334,082
Binding max
AED 334,082
Monthly installment
AED 8,000
How this calculator works
- Enter the inputs above. Provide the figures the calculator asks for — wages, dates, contract type, etc. We use only the values you enter; nothing leaves your browser.
- We apply the UAE-law rule. Personal loan capacity calculator runs the formula defined by the relevant UAE statute. The math follows the official text, not a third-party shortcut.
- Read the result and the breakdown. The headline number is shown alongside any caps, eligibility flags, and step-by-step working so you can verify the figure against your contract or the law.
- Take next steps. If the result confirms a right or obligation you want to act on, talk to a UAE-licensed lawyer through the link below or browse the Q&A library for follow-up questions.
Information, not legal advice. This calculator is for orientation only. Specific situations vary — consult a UAE-licensed lawyer for advice on your matter.